Privacy Policy
Protecting your privacy is important to Penmor Mortgage Capital Corporation ("Penmor"). This Privacy Policy explains how Penmor collects, uses, and discloses the personal information you may provide while using the Penmor Web site at www.penmor.ca, and the content, information and services provided through the Web site (collectively the "Web Site").
Information
Like many other Web sites, the Web Site automatically collects certain information regarding Web Site users, such as the Internet Protocol (IP) address of your computer, the IP address of your Internet Service Provider, the date and time you access the Web Site, the Internet address of the Web site from which you linked directly to the Web Site, the operating system you are using, the sections of the Web Site you visit, the Web Site pages accessed and information viewed. This information is used for Web Site and system administration purposes and to improve the Web Site. This information may be disclosed to others and permanently archived for future use.
Cookies
The Web Site uses "cookies", a technology that installs information on a Web Site user's computer to permit the Web Site to recognize future visits using that computer. Cookies enhance the convenience and use of the Web Site. For example, the information provided through cookies is used to recognize you as a previous user of the Web Site, to track your activity at the Web Site in order to respond to your needs, and to otherwise facilitate your Web Site experience. You may choose to decline cookies if your browser permits, but doing so may affect your use of the Web Site and your ability to access or use certain Web Site features.
Your Personal Information
During your use of certain web pages on the Web Site, you may be asked to voluntarily provide personal information (such as your name, email address, postal address, telephone number, and financial information) for purposes such as facilitating communications with you or facilitating your use of the Web Site.
Use of Your Personal Information
Penmor may use your personal information to contact and correspond with you, to respond to your communications, to facilitate and enhance your use of the Web Site, to provide you with information and services requested through the Web Site, and as otherwise permitted by law. Additionally, Penmor may keep a record of all communications with you.
Emails from Penmor
Penmor may send to you, from time to time, email or other communications containing information about Penmor and other matters it believes will interest you. At any time you may ask Penmor to stop sending you email and other information by contacting info@penmor.ca. Also, each email Penmor sends to you will tell you how to decline further email.
Disclosure of Your Personal Information
Penmor will never give out, sell, rent, or distribute your personal information, including your email address; the only exception to this is if Penmor is legally compelled to provide this information.
Securing Your Information
To help protect the confidentiality of your personal information, Penmor employs security safeguards appropriate to the sensitivity of the information. Nevertheless, due to the nature of Internet technologies, security and privacy risks cannot be eliminated and Penmor cannot guarantee that your personal information will not be disclosed.
Other Web Site
The Web Site may contain links to other Web sites or Internet resources. When you click on one of those links you are contacting another Web site or Internet resource that may collect information about you voluntarily or through cookies or other technologies. Penmor has no responsibility or liability for or control over those other Web sites or Internet resources or their collection, use and disclosure of your personal information. You should review the privacy policies of those other Web sites and Internet resources to understand how they collect and use information.
Privacy Policy Changes
To accommodate changes in the Web Site, changing technology, and legal developments, this Policy may be changed from time to time in Penmor's sole discretion and without any prior notice or liability to you or any other person. The collection, use and disclosure of your personal information by Penmor will be governed by the version of this Policy in effect at that time. New versions of this Policy will be posted here. Your continued use of the Web Site subsequent to any changes to this Policy will signify that you consent to the collection, use and disclosure of your personal information in accordance with the changed Policy. Accordingly, when you use the Web Site you should check the date of this Policy and review any changes since the last version. You should also bookmark this page and periodically review this Policy to ensure that you are familiar with the most current version.
Your Comments
If you have any comments or questions about this Policy or your personal information, please contact Penmor at info@penmor.ca.